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Terms and Conditions

Effective Date: May 11, 2025

Welcome to Mark Institute ("we", "us", "our"). These Terms and Conditions ("Terms") govern your access to and use of our services, including our Instagram community, digital dashboards, Discord community, Substack, Mark AI, webinars, and any other features or content that we provide (collectively, the "Services"). Please read these Terms carefully before using our Services. By accessing or using our Services, you agree to be bound by these Terms.

1. Membership Tiers & Access

Please refer to our membership page for more details.

2. User Conduct and Community Guidelines

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    All users must conduct themselves respectfully within the community. Abusive, harassing, or discriminatory behavior will not be tolerated.

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    Sharing proprietary content, access credentials, or dashboard materials outside of the Mark Institute community is strictly prohibited.

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    Spamming or promotional activity (unrelated to Mark Institute) is not allowed in Discord, Substack, or any other Mark Institute channels.

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    Mark Institute reserves the right to revoke access without refund in cases of violations of these guidelines.

3. Intellectual Property

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    All content and materials provided by Mark Institute, including but not limited to Mark AI, dashboards, analytics, published articles, webinars, and community content, are the property of Mark Institute and/or its licensors.

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    You may not reproduce, distribute, modify, or create derivative works from any Mark Institute content without express written permission.

4. Disclaimers

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    The information and materials provided by Mark Institute are for educational and informational purposes only and should not be considered financial advice or investment recommendations.

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    Mark Institute and its representatives are not licensed financial advisors, and no fiduciary relationship exists.

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    You are solely responsible for your own decisions and use of the provided content, tools, and services.

5. Membership Fees and Payment

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    All membership fees are non-refundable and payable in advance.

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    By purchasing a GOLD or VVIP membership, you authorize Mark Institute (or its appointed third-party payment processor) to charge your selected method of payment for the applicable fee.

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    Failure to pay or unauthorized payment reversal may result in suspension or termination of service.

6. NO REFUND POLICY

All purchases and payments made to Mark Institute are FINAL and NON-REFUNDABLE, including but not limited to membership fees, subscriptions, and additional services. Please ensure you are 100% sure of your decision before subscribing or making any payment. No refunds, partial or otherwise, will be given under any circumstances.

7. Changes to the Terms

Mark Institute reserves the right to update or modify these Terms at any time. We will notify members of significant changes. Your continued use of our Services after such changes constitutes your consent to the revised Terms.

8. Termination of Service

We reserve the right to suspend or terminate your access to the Services for any breach of these Terms or for conduct that we determine to be inappropriate, harmful, or inconsistent with the values of Mark Institute.

9. Limitation of Liability

In no event shall Mark Institute, its founders, partners, or affiliates be liable for any direct, indirect, incidental, special, or consequential damages arising out of or related to your use of our Services.

10. Governing Law

These Terms shall be governed and construed under the laws of Indonesia. Any disputes arising from these Terms or your use of the Services shall be subject to the exclusive jurisdiction of the courts located in Indonesia.

If you have any questions about these Terms, please contact us via Discord.

By using our Services, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions.